<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.valueinvestingjourney.com/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/invu/</loc>
		<lastmod>2018-10-03T13:14:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/io9/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/iphone-franchise/</loc>
		<lastmod>2017-07-27T14:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ipo/</loc>
		<lastmod>2019-10-31T15:14:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ipos/</loc>
		<lastmod>2019-06-26T11:25:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/irish-polyglot/</loc>
		<lastmod>2018-03-21T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/irobot-stock/</loc>
		<lastmod>2021-09-29T13:10:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/irobot-stock-analysis/</loc>
		<lastmod>2021-09-29T13:10:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/irobot-stock-analysis-2021/</loc>
		<lastmod>2021-09-29T13:10:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/irving-isaac/</loc>
		<lastmod>2017-08-12T03:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/is-bed-bath-and-beyond-a-value-trap/</loc>
		<lastmod>2019-10-12T17:58:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/is-float-ever-bad/</loc>
		<lastmod>2019-09-13T12:34:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/is-the-p-e-dangerous/</loc>
		<lastmod>2018-10-02T12:15:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/is-value-investing-dead/</loc>
		<lastmod>2019-09-20T04:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/itochu/</loc>
		<lastmod>2018-10-04T14:11:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/j-k-rowling/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/j-p-morgan/</loc>
		<lastmod>2018-11-06T23:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ja-konrath/</loc>
		<lastmod>2013-09-12T14:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jack-black/</loc>
		<lastmod>2021-09-23T12:58:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jack-in-the-box/</loc>
		<lastmod>2017-07-28T04:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jae-jun/</loc>
		<lastmod>2017-08-12T07:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/james-altucher/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/japanese/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jared-diamond/</loc>
		<lastmod>2018-03-21T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jason-zweig/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jeff-bezos/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jeff-moore/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jg-summit-holdings/</loc>
		<lastmod>2019-11-01T19:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jgsmy/</loc>
		<lastmod>2019-11-01T19:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jim-cramer/</loc>
		<lastmod>2017-07-27T10:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/job-opportunities/</loc>
		<lastmod>2017-07-23T16:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/joe-flacco/</loc>
		<lastmod>2018-10-10T22:07:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/joe-linta/</loc>
		<lastmod>2018-10-10T22:07:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/joe-rosenfield/</loc>
		<lastmod>2017-07-23T16:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/joel-greenblatt/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/john-burr-williams/</loc>
		<lastmod>2017-08-12T03:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/john-chew/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/john-d-rockefeller/</loc>
		<lastmod>2018-11-14T23:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/john-gokongwei/</loc>
		<lastmod>2019-11-01T19:37:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/john-paulson/</loc>
		<lastmod>2017-08-12T04:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/johnny-b-truant/</loc>
		<lastmod>2015-04-03T14:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/johnson-johnson/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/josh-waitzkin/</loc>
		<lastmod>2018-10-04T10:12:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/joshua-foer/</loc>
		<lastmod>2017-07-27T08:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/jr/</loc>
		<lastmod>2018-10-11T02:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/july-press-on-research-issue/</loc>
		<lastmod>2018-10-09T10:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/june-press-on-research-issue/</loc>
		<lastmod>2018-10-10T10:29:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kailani/</loc>
		<lastmod>2017-07-23T11:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/keep-it-simple-stupid/</loc>
		<lastmod>2017-08-14T02:45:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/keep-moving-forward/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kevin-mckenna/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kinder-morgan-management/</loc>
		<lastmod>2017-07-28T05:27:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kindle/</loc>
		<lastmod>2018-10-12T17:06:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kindle-lending-library/</loc>
		<lastmod>2018-10-12T10:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kindle-select/</loc>
		<lastmod>2018-10-12T10:45:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kindle-version/</loc>
		<lastmod>2014-07-09T14:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/king/</loc>
		<lastmod>2019-11-04T06:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/king-buyout/</loc>
		<lastmod>2019-10-26T15:08:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/king-digital-entertainment/</loc>
		<lastmod>2019-11-04T06:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/king-digital-entertainment-case-study/</loc>
		<lastmod>2019-11-04T06:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/king-merger/</loc>
		<lastmod>2019-10-26T15:08:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kirk/</loc>
		<lastmod>2017-08-12T06:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kirklands/</loc>
		<lastmod>2017-08-12T06:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/knowledge/</loc>
		<lastmod>2018-10-07T10:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ko/</loc>
		<lastmod>2017-08-12T07:08:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/koss-corporation/</loc>
		<lastmod>2018-10-12T17:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/koss-embezzlement/</loc>
		<lastmod>2018-10-12T17:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/kraft-heinz/</loc>
		<lastmod>2019-09-08T20:10:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/l-b-foster/</loc>
		<lastmod>2017-08-12T07:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/language-learning-hacks/</loc>
		<lastmod>2018-03-21T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/languages/</loc>
		<lastmod>2017-08-10T14:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lao-tzu/</loc>
		<lastmod>2013-09-12T14:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/latticework-of-mental-models/</loc>
		<lastmod>2019-12-21T20:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/leadership/</loc>
		<lastmod>2018-10-05T16:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/leardership/</loc>
		<lastmod>2018-10-09T20:57:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning/</loc>
		<lastmod>2021-04-28T03:55:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-any-skill/</loc>
		<lastmod>2018-10-07T09:14:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-better/</loc>
		<lastmod>2013-09-26T14:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-chinese/</loc>
		<lastmod>2017-07-25T09:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-compounding/</loc>
		<lastmod>2018-10-06T02:13:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-experience/</loc>
		<lastmod>2018-10-11T18:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-fast/</loc>
		<lastmod>2018-10-04T10:12:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-from-failure/</loc>
		<lastmod>2018-10-05T17:47:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-korean/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-machine/</loc>
		<lastmod>2014-03-28T19:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-mandarin/</loc>
		<lastmod>2017-07-23T11:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/learning-resources/</loc>
		<lastmod>2018-10-05T16:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/legg-mason-capital-management/</loc>
		<lastmod>2017-08-09T10:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/leon-cooperman/</loc>
		<lastmod>2017-08-12T07:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/les-brown/</loc>
		<lastmod>2018-10-09T09:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/less-wrong/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lessons-learned/</loc>
		<lastmod>2018-10-12T08:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lesswrong-com/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/life-hacker/</loc>
		<lastmod>2017-07-23T14:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lifehacker/</loc>
		<lastmod>2017-08-10T14:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lifelong-goal/</loc>
		<lastmod>2019-02-15T22:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lilam/</loc>
		<lastmod>2013-08-12T14:54:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/linkedin/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/links/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lionel-messi/</loc>
		<lastmod>2018-10-10T20:46:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lionel-messi-is-a-failure/</loc>
		<lastmod>2018-10-05T17:47:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/liquidation/</loc>
		<lastmod>2019-08-23T04:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/listerine/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/little-brothers-wedding/</loc>
		<lastmod>2012-09-07T02:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/llen/</loc>
		<lastmod>2017-08-14T02:16:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/loews-corporation/</loc>
		<lastmod>2012-10-10T16:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lolita/</loc>
		<lastmod>2018-10-09T09:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/long-term-mindset/</loc>
		<lastmod>2019-11-21T06:58:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lore/</loc>
		<lastmod>2015-03-21T03:55:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/losch-management/</loc>
		<lastmod>2015-05-26T22:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/losing-power/</loc>
		<lastmod>2018-10-12T12:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/loss-aversion/</loc>
		<lastmod>2017-07-25T09:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/louis-vuitton/</loc>
		<lastmod>2020-09-21T13:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lousy-investor/</loc>
		<lastmod>2018-04-02T04:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/loyal-readers/</loc>
		<lastmod>2017-07-23T11:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/lph/</loc>
		<lastmod>2017-08-14T02:16:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/madoff/</loc>
		<lastmod>2017-07-27T14:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/magna-international/</loc>
		<lastmod>2018-10-13T12:10:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/main-street-capital/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/maintenance-capital-expenditures/</loc>
		<lastmod>2014-07-07T22:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/major-site-issues/</loc>
		<lastmod>2018-10-02T12:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/making-small-circles/</loc>
		<lastmod>2018-10-04T09:36:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/malcolm-gladwell/</loc>
		<lastmod>2018-10-09T20:57:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/managed-service-provider/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/management/</loc>
		<lastmod>2019-10-31T15:18:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/management-compensation/</loc>
		<lastmod>2013-12-02T16:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/management-concerns/</loc>
		<lastmod>2018-10-12T17:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mandarin-chinese/</loc>
		<lastmod>2015-05-26T22:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mandarin-languge-blog/</loc>
		<lastmod>2017-07-23T11:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mandarin-learning-resources/</loc>
		<lastmod>2015-03-28T20:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mandarin-value-investing-blog/</loc>
		<lastmod>2017-07-23T11:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mandarin-value-investing-journey/</loc>
		<lastmod>2017-07-23T11:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/manual-of-ideas/</loc>
		<lastmod>2017-08-12T07:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/march-2016-press-on-research-issue/</loc>
		<lastmod>2018-10-07T10:22:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marcus-aurelius/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/margin-of-safety/</loc>
		<lastmod>2018-12-08T03:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/margins/</loc>
		<lastmod>2017-07-27T08:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marijuana-stock/</loc>
		<lastmod>2021-01-23T16:57:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marijuana-stock-analysis/</loc>
		<lastmod>2018-12-10T03:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marijuana-stock-valuation/</loc>
		<lastmod>2018-12-10T03:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mario-gabelli/</loc>
		<lastmod>2017-07-25T09:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mark-lin/</loc>
		<lastmod>2017-08-10T14:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mark-messier/</loc>
		<lastmod>2018-10-11T02:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mark-zuckerberg/</loc>
		<lastmod>2017-07-27T14:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/market-capitalization/</loc>
		<lastmod>2018-10-10T21:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/market-crash/</loc>
		<lastmod>2014-01-08T00:56:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/market-folly/</loc>
		<lastmod>2017-08-10T13:48:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/market-manipulation-and-coronavirus/</loc>
		<lastmod>2021-03-27T13:15:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/market-timing/</loc>
		<lastmod>2018-09-30T13:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marketing/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marketwatch/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marlboro/</loc>
		<lastmod>2017-07-29T14:12:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/maroc-telecom/</loc>
		<lastmod>2017-08-14T07:31:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/marriage-tips/</loc>
		<lastmod>2020-04-19T05:08:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mars/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/martin-whitman/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/massive-action/</loc>
		<lastmod>2018-10-06T11:17:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/massive-learning-phase/</loc>
		<lastmod>2020-09-20T05:47:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/massive-sale/</loc>
		<lastmod>2018-09-28T20:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mastermind/</loc>
		<lastmod>2019-09-28T19:11:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/masters-of-compounding/</loc>
		<lastmod>2017-08-10T12:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mastery/</loc>
		<lastmod>2017-07-29T13:55:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/matson/</loc>
		<lastmod>2017-08-12T10:00:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mcdonalds/</loc>
		<lastmod>2017-07-29T14:12:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mclane/</loc>
		<lastmod>2013-09-26T14:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mcx/</loc>
		<lastmod>2014-07-07T22:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/meme-stock/</loc>
		<lastmod>2021-10-19T10:14:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/meme-stocks/</loc>
		<lastmod>2021-09-20T13:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/memory/</loc>
		<lastmod>2018-04-02T04:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/memrise/</loc>
		<lastmod>2017-07-25T09:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mental-health/</loc>
		<lastmod>2020-11-03T14:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mental-model/</loc>
		<lastmod>2019-07-28T23:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mental-model-margin-of-safety/</loc>
		<lastmod>2018-10-03T12:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mental-models/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mental-toughness/</loc>
		<lastmod>2019-12-02T08:29:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mentoring/</loc>
		<lastmod>2021-04-28T03:55:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/merger/</loc>
		<lastmod>2018-10-15T12:56:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mergermarket/</loc>
		<lastmod>2013-09-24T14:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/messi/</loc>
		<lastmod>2018-10-06T13:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/michael-gerber/</loc>
		<lastmod>2018-10-02T23:12:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/michael-jordan/</loc>
		<lastmod>2018-10-11T18:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/michael-mauboussin/</loc>
		<lastmod>2018-10-09T21:14:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/michael-mccloskey/</loc>
		<lastmod>2014-01-08T01:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/michio-kaku/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/micro-cap/</loc>
		<lastmod>2018-10-10T21:31:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/micro-cap-club/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microcap-club/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microcapclub/</loc>
		<lastmod>2018-10-09T20:57:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microfundy/</loc>
		<lastmod>2017-07-23T16:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microsoft/</loc>
		<lastmod>2017-08-12T06:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microsoft-investment-analysis/</loc>
		<lastmod>2019-12-27T19:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microsoft-office/</loc>
		<lastmod>2012-12-10T21:29:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microsoft-stock-analysis/</loc>
		<lastmod>2019-12-27T19:32:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/microsoft-stock-analysis-for-james-v/</loc>
		<lastmod>2020-05-05T17:17:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/milton-hershey/</loc>
		<lastmod>2019-02-15T22:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/milton-hershey-school/</loc>
		<lastmod>2019-02-15T22:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mindset/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mini-book-review/</loc>
		<lastmod>2019-09-23T07:11:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mini-book-review-of-deep-work/</loc>
		<lastmod>2018-10-06T08:06:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/minimum-wage/</loc>
		<lastmod>2021-09-23T12:58:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/minority-report/</loc>
		<lastmod>2017-08-12T07:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mises/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mistakes/</loc>
		<lastmod>2017-08-12T14:45:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mit/</loc>
		<lastmod>2018-10-11T13:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mo/</loc>
		<lastmod>2017-08-12T04:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/moat/</loc>
		<lastmod>2018-10-11T18:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/moats/</loc>
		<lastmod>2018-10-23T13:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mobs-messiahs-and-markets/</loc>
		<lastmod>2017-07-25T09:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mohnish-pabrai/</loc>
		<lastmod>2017-07-26T14:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/money-back-guarantee/</loc>
		<lastmod>2015-05-13T13:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/monish-pabrai/</loc>
		<lastmod>2017-07-27T14:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/monsoon/</loc>
		<lastmod>2018-10-09T10:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/monsoon-the-indian-ocean-and-the-future-of-american-power/</loc>
		<lastmod>2018-10-09T20:20:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/monte-sol-capital/</loc>
		<lastmod>2017-07-25T08:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/moodys/</loc>
		<lastmod>2017-08-12T06:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/moonwalking-with-einstein/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/moonwalking-wtih-einstein/</loc>
		<lastmod>2017-07-27T08:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/morningstar/</loc>
		<lastmod>2017-08-12T04:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/morningstar-com/</loc>
		<lastmod>2017-08-12T07:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/morten-hansen/</loc>
		<lastmod>2018-10-01T14:03:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mothers-day/</loc>
		<lastmod>2018-10-01T14:38:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/motivation/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/motivational-quotes/</loc>
		<lastmod>2021-08-08T07:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/motiwala-capital/</loc>
		<lastmod>2017-08-10T13:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/motley-fool/</loc>
		<lastmod>2017-08-12T06:00:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/moving/</loc>
		<lastmod>2018-10-09T04:11:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mr-market/</loc>
		<lastmod>2018-10-08T13:12:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/mr-murdock/</loc>
		<lastmod>2017-07-23T11:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/msp/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/musings-on-markets/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-favorite-muffin/</loc>
		<lastmod>2015-07-09T23:16:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-investing-book/</loc>
		<lastmod>2017-07-23T11:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-plan/</loc>
		<lastmod>2017-08-10T12:01:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-portfolio/</loc>
		<lastmod>2018-10-13T12:10:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-revised-plans-for-deliberate-practice/</loc>
		<lastmod>2017-07-27T14:48:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-thoughts/</loc>
		<lastmod>2018-09-30T13:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-thoughts-on-crypto/</loc>
		<lastmod>2018-10-03T12:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-thoughts-on-forex/</loc>
		<lastmod>2018-10-03T02:49:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-thoughts-on-tariffs/</loc>
		<lastmod>2018-10-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-thoughts-series/</loc>
		<lastmod>2018-09-30T13:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-tips-on-starting-a-blog/</loc>
		<lastmod>2018-09-27T19:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/my-ultimate-goal/</loc>
		<lastmod>2019-02-15T22:59:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/naii/</loc>
		<lastmod>2018-12-10T03:14:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/naii-stock-analysis/</loc>
		<lastmod>2018-12-10T03:14:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/namco-bandai/</loc>
		<lastmod>2017-08-12T06:27:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nano-cap/</loc>
		<lastmod>2018-10-13T02:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/napoleon-hill/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nasa/</loc>
		<lastmod>2018-10-10T21:36:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nassim-taleb/</loc>
		<lastmod>2018-04-02T04:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nathan-barry/</loc>
		<lastmod>2014-03-28T19:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/national-alternatives-international-analysis/</loc>
		<lastmod>2018-11-03T06:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/national-geographic/</loc>
		<lastmod>2014-03-28T19:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/national-western-life/</loc>
		<lastmod>2017-07-26T14:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/natural-alternatives-international/</loc>
		<lastmod>2018-12-10T03:14:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/natural-alternatives-international-inc/</loc>
		<lastmod>2018-12-20T17:04:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/natural-alternatives-international-stock-analysis/</loc>
		<lastmod>2018-11-25T11:21:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/navistar/</loc>
		<lastmod>2015-03-28T02:32:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nba/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ncav/</loc>
		<lastmod>2020-01-06T11:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/need-to-get-better/</loc>
		<lastmod>2017-08-12T13:56:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/need-to-learn/</loc>
		<lastmod>2017-08-10T12:01:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/needy-families/</loc>
		<lastmod>2013-12-23T15:25:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/negative-ccc/</loc>
		<lastmod>2019-10-14T05:31:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/negative-enterprise-value/</loc>
		<lastmod>2018-10-06T04:24:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/negotiation-tactics/</loc>
		<lastmod>2020-08-26T13:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/negotiations/</loc>
		<lastmod>2020-08-26T13:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nelson-mandela/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-cash/</loc>
		<lastmod>2017-08-10T14:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-current-asset-value/</loc>
		<lastmod>2020-01-06T11:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-income/</loc>
		<lastmod>2020-03-08T17:34:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-net/</loc>
		<lastmod>2017-08-10T14:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-nets/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-operating-loss-carryforwards/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/net-operating-losses/</loc>
		<lastmod>2018-09-30T03:07:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/netherlands/</loc>
		<lastmod>2017-08-12T06:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/neuroplasticity/</loc>
		<lastmod>2018-10-09T20:07:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-baby-on-the-way/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-blog/</loc>
		<lastmod>2017-07-27T13:56:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-dole/</loc>
		<lastmod>2015-03-28T20:29:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-dole-article-planned/</loc>
		<lastmod>2015-03-28T21:08:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-page/</loc>
		<lastmod>2017-07-29T14:03:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-prosperity/</loc>
		<lastmod>2015-03-28T21:08:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-site/</loc>
		<lastmod>2012-07-31T20:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-york-review-of-books/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/new-york-times/</loc>
		<lastmod>2017-07-27T08:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/next-major-project-announced/</loc>
		<lastmod>2018-10-11T13:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nfl/</loc>
		<lastmod>2018-10-10T22:07:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nfl-draft-2015/</loc>
		<lastmod>2018-10-10T22:07:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nfts/</loc>
		<lastmod>2021-09-20T13:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nick-saban/</loc>
		<lastmod>2018-10-08T12:54:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nikola-tesla/</loc>
		<lastmod>2018-11-06T23:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nintendo/</loc>
		<lastmod>2017-08-12T06:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nokia-nok-stock-analysis/</loc>
		<lastmod>2021-07-27T15:39:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nols/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/non-controlling-shareholders/</loc>
		<lastmod>2018-10-11T13:32:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/not-having-shareholders-best-interests-at-heart/</loc>
		<lastmod>2018-10-13T02:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/notes-payable/</loc>
		<lastmod>2018-10-28T02:37:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/novonix-stock-analysis/</loc>
		<lastmod>2021-09-30T14:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/now-hiring/</loc>
		<lastmod>2018-10-10T11:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/now-open-to-investors/</loc>
		<lastmod>2016-09-19T13:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nvnxf-stock/</loc>
		<lastmod>2021-09-30T14:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/nvr/</loc>
		<lastmod>2017-08-12T07:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ny-mag/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ny-times/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oakmark-international/</loc>
		<lastmod>2017-08-09T08:43:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oaktree-capital/</loc>
		<lastmod>2017-07-28T04:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oatly-stock-analysis/</loc>
		<lastmod>2021-10-13T09:32:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/obamacare/</loc>
		<lastmod>2017-08-12T09:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/obsession/</loc>
		<lastmod>2018-10-06T11:17:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/obtuse-investor/</loc>
		<lastmod>2014-01-08T01:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/october-2015-press-on-research-issue/</loc>
		<lastmod>2018-10-09T20:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oddball-stocks/</loc>
		<lastmod>2018-03-21T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/offering-my-services/</loc>
		<lastmod>2017-07-23T16:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oil-price-crash-and-its-effects-on-you-and-the-economy/</loc>
		<lastmod>2021-05-27T21:03:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/old-school-value/</loc>
		<lastmod>2017-08-14T02:09:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oliver-mihaljevic/</loc>
		<lastmod>2013-09-26T14:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/omega-advisors/</loc>
		<lastmod>2017-08-12T07:45:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/on-float/</loc>
		<lastmod>2019-10-23T04:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/on-float-book/</loc>
		<lastmod>2019-10-23T04:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/on-float-paperback/</loc>
		<lastmod>2019-10-23T04:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/on-float-part-1/</loc>
		<lastmod>2018-03-10T00:00:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/on-float-series/</loc>
		<lastmod>2018-10-03T03:20:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/on-float-the-60-page-book/</loc>
		<lastmod>2016-09-08T13:01:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/one-decision-that-changed-my-life-forever/</loc>
		<lastmod>2018-07-15T19:33:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/one-time-sale/</loc>
		<lastmod>2018-09-28T20:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/one-up-on-wall-street/</loc>
		<lastmod>2018-10-09T10:02:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/only-the-paranoid-survive/</loc>
		<lastmod>2018-10-12T03:32:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/operating-earnings/</loc>
		<lastmod>2018-10-10T21:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/operating-margin/</loc>
		<lastmod>2018-10-06T10:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/operating-metrics/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/opportunity-cost/</loc>
		<lastmod>2018-10-10T20:39:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/opportunity-cost-and-capital-allocation/</loc>
		<lastmod>2021-01-03T09:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/oprah-winfrey/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/options-repricing/</loc>
		<lastmod>2018-10-09T11:03:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/otc-adventures/</loc>
		<lastmod>2018-10-12T08:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/otc-market/</loc>
		<lastmod>2018-10-10T21:31:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/outward-branch/</loc>
		<lastmod>2017-07-27T14:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/overcompensation/</loc>
		<lastmod>2018-10-09T11:03:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/overheated-market/</loc>
		<lastmod>2014-01-08T00:56:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/overvalued/</loc>
		<lastmod>2018-10-12T17:56:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/overvalued-companies/</loc>
		<lastmod>2017-07-23T11:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings/</loc>
		<lastmod>2019-08-13T13:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-analysis/</loc>
		<lastmod>2018-11-21T23:49:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-case-study/</loc>
		<lastmod>2019-08-13T13:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-training/</loc>
		<lastmod>2019-08-13T13:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-and-value-investing/</loc>
		<lastmod>2019-08-13T13:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-calculation/</loc>
		<lastmod>2019-08-13T13:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-live-webinar/</loc>
		<lastmod>2018-12-19T14:24:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-training-webinar/</loc>
		<lastmod>2019-01-25T00:13:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/owners-earnings-webinar-replay/</loc>
		<lastmod>2019-03-24T06:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/p-j-pahygiannis/</loc>
		<lastmod>2016-09-15T20:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pe/</loc>
		<lastmod>2021-10-07T14:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/p-e-is-useless/</loc>
		<lastmod>2021-10-07T14:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/p-e-ratio/</loc>
		<lastmod>2021-10-07T14:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/p-e-ratio-is-useless/</loc>
		<lastmod>2021-10-07T14:37:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/palm-beach-letter/</loc>
		<lastmod>2018-10-11T18:23:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paperback-proof-copies/</loc>
		<lastmod>2013-08-28T16:02:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paradise-food-company/</loc>
		<lastmod>2018-10-13T02:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paradise-inc/</loc>
		<lastmod>2018-10-13T02:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paradox-interactive/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paradox-of-patience/</loc>
		<lastmod>2020-04-19T05:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/parf-ob/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/partnership/</loc>
		<lastmod>2018-10-04T12:54:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pat-dorsey/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/patience/</loc>
		<lastmod>2020-04-19T05:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/patience-and-investing/</loc>
		<lastmod>2020-04-19T05:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/patience-in-real-life/</loc>
		<lastmod>2020-04-19T05:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/patience-in-the-stock-market/</loc>
		<lastmod>2020-02-03T04:27:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/patience-when-investing/</loc>
		<lastmod>2020-02-03T04:27:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paul-bach-y-rita/</loc>
		<lastmod>2018-10-09T20:07:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/paul-isaac/</loc>
		<lastmod>2017-08-12T03:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pay-with-a-tweet/</loc>
		<lastmod>2013-08-26T14:54:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pdf/</loc>
		<lastmod>2018-10-12T17:06:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/penny-stocks/</loc>
		<lastmod>2018-10-08T13:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/perdeceo-stock-analysis/</loc>
		<lastmod>2021-10-04T04:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/perdoceo/</loc>
		<lastmod>2021-10-04T04:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/perdoceo-is-massively-undervalued/</loc>
		<lastmod>2021-10-04T04:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/perdoceo-stock/</loc>
		<lastmod>2021-10-04T04:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/perfect-research/</loc>
		<lastmod>2017-07-26T14:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/performance-review/</loc>
		<lastmod>2019-01-03T19:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/perseverance/</loc>
		<lastmod>2019-12-02T08:29:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/persistence/</loc>
		<lastmod>2018-10-11T21:43:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/peter-lynch/</loc>
		<lastmod>2018-10-09T20:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/peter-moore/</loc>
		<lastmod>2017-08-12T13:48:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/petersburg-paradox/</loc>
		<lastmod>2017-08-10T14:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/petrobras/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/peyton-manning/</loc>
		<lastmod>2018-10-11T02:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pg/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/philip-beeching/</loc>
		<lastmod>2017-07-27T14:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/philip-morris/</loc>
		<lastmod>2017-08-12T04:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/philip-morris-international/</loc>
		<lastmod>2017-07-27T13:24:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/philippines/</loc>
		<lastmod>2018-10-11T02:26:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/physics/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pick-the-brain/</loc>
		<lastmod>2018-04-02T04:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pick-what-you-pay-only-available-for-a-limited-time/</loc>
		<lastmod>2020-01-05T03:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pier-1/</loc>
		<lastmod>2017-07-29T14:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/plans/</loc>
		<lastmod>2017-07-25T08:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/playing-for-keeps/</loc>
		<lastmod>2018-10-07T10:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/podbean-podcast-finance/</loc>
		<lastmod>2021-10-05T04:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/podcast/</loc>
		<lastmod>2019-09-16T13:38:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/podcast-interview/</loc>
		<lastmod>2021-10-05T04:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/polaris-office/</loc>
		<lastmod>2017-07-27T07:56:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/poll/</loc>
		<lastmod>2017-08-14T12:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/polymath/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/poor-charlies-almanack/</loc>
		<lastmod>2018-10-12T03:32:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/poor-management/</loc>
		<lastmod>2018-10-13T02:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/portfolio/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/portfolio-management/</loc>
		<lastmod>2017-08-10T13:48:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/portfolio-review/</loc>
		<lastmod>2018-10-12T09:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/portfolio-update/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/positive-obsession/</loc>
		<lastmod>2018-10-06T11:17:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/post-got-deleted/</loc>
		<lastmod>2012-07-23T15:07:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/post-spin-off-analysis/</loc>
		<lastmod>2017-08-12T08:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/potential-buy/</loc>
		<lastmod>2013-11-27T21:21:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/potential-buy-out/</loc>
		<lastmod>2017-07-23T15:15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/potential-corporate-governance-issue/</loc>
		<lastmod>2013-08-08T18:00:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pour-your-heart-into-it/</loc>
		<lastmod>2018-10-10T11:06:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/power-of-family/</loc>
		<lastmod>2018-10-05T16:50:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/power-of-learning/</loc>
		<lastmod>2018-10-06T02:13:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/power-of-necessity/</loc>
		<lastmod>2018-10-05T16:50:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/powerful-insights/</loc>
		<lastmod>2017-07-23T17:06:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/prd-stock/</loc>
		<lastmod>2021-10-04T04:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/prdo/</loc>
		<lastmod>2021-10-04T04:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preferential-trade-agreements/</loc>
		<lastmod>2014-01-15T04:32:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preliminary-analysis/</loc>
		<lastmod>2019-09-16T19:34:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preliminary-analysis-case-study/</loc>
		<lastmod>2018-10-05T14:35:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preorder/</loc>
		<lastmod>2013-08-12T14:54:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preorder-of-my-book/</loc>
		<lastmod>2013-07-08T14:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preparation/</loc>
		<lastmod>2018-12-08T03:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/press-on-research/</loc>
		<lastmod>2018-10-10T22:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/press-on-research-august-issue/</loc>
		<lastmod>2018-10-09T09:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/press-on-research-issue/</loc>
		<lastmod>2018-10-09T10:32:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/press-on-research-issues/</loc>
		<lastmod>2017-07-22T20:03:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preventing-burn-out/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/preview-chapters/</loc>
		<lastmod>2013-08-06T16:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/prgn/</loc>
		<lastmod>2017-08-14T02:16:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/price-drop/</loc>
		<lastmod>2018-10-11T18:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/price-earnings-ratio/</loc>
		<lastmod>2018-10-10T21:25:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/principle-of-inversion/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/private-empire/</loc>
		<lastmod>2018-10-09T10:02:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/prize/</loc>
		<lastmod>2018-10-04T12:54:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/prizes/</loc>
		<lastmod>2018-10-09T04:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/procter-gamble/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/productive/</loc>
		<lastmod>2019-10-08T08:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/productivity/</loc>
		<lastmod>2018-11-01T02:59:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/professional-versus-amateur-analysis/</loc>
		<lastmod>2017-07-27T08:44:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/profit-from-the-core/</loc>
		<lastmod>2018-10-06T13:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/project-syndicate/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/promising-company/</loc>
		<lastmod>2015-05-26T22:51:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/protectionism/</loc>
		<lastmod>2018-10-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/proxy/</loc>
		<lastmod>2013-12-02T16:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/pskxf/</loc>
		<lastmod>2019-10-08T07:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/psy-blog/</loc>
		<lastmod>2014-01-08T01:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/psychcentral/</loc>
		<lastmod>2017-08-11T13:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/psychology/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/psychology-today/</loc>
		<lastmod>2018-03-21T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/public-speech/</loc>
		<lastmod>2018-09-29T20:21:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/publicity/</loc>
		<lastmod>2018-10-12T17:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/published-article/</loc>
		<lastmod>2017-08-12T10:47:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/punchcard-investing/</loc>
		<lastmod>2013-12-06T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/punchcard-investing-blog/</loc>
		<lastmod>2013-09-26T14:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/purpose/</loc>
		<lastmod>2018-10-09T09:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/qa/</loc>
		<lastmod>2016-11-29T14:14:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/qdoba/</loc>
		<lastmod>2017-07-27T08:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quantitative-value/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quarterly-financial-reports/</loc>
		<lastmod>2020-06-28T15:46:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quarterly-financial-reports-going-away/</loc>
		<lastmod>2020-06-28T15:46:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quarterly-reports/</loc>
		<lastmod>2020-06-28T15:46:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/queijo-holding-corp/</loc>
		<lastmod>2018-10-11T13:32:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/question/</loc>
		<lastmod>2017-07-23T17:13:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/question-answered/</loc>
		<lastmod>2018-10-08T13:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/questions-for-you/</loc>
		<lastmod>2015-05-26T22:54:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/questions-to-ask-cfps/</loc>
		<lastmod>2020-10-21T05:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/questions-to-ask-financial-advisers/</loc>
		<lastmod>2020-10-21T05:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/questions-to-ask-rias/</loc>
		<lastmod>2020-10-21T05:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quiejo-holdings/</loc>
		<lastmod>2018-10-11T18:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quora/</loc>
		<lastmod>2020-08-11T15:11:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quora-answer/</loc>
		<lastmod>2020-08-11T15:11:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quora-investment-answer/</loc>
		<lastmod>2020-06-16T07:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quote/</loc>
		<lastmod>2017-07-23T14:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/quotes/</loc>
		<lastmod>2017-08-14T02:09:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/r-a-dickey/</loc>
		<lastmod>2017-08-10T14:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rafael-nadal/</loc>
		<lastmod>2015-03-28T20:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ragnar-is-a-pirate/</loc>
		<lastmod>2018-10-12T08:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ragnarispirate/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rapid-city/</loc>
		<lastmod>2018-10-12T17:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rapid-city-journal/</loc>
		<lastmod>2018-10-12T17:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rate-of-return/</loc>
		<lastmod>2015-03-28T21:11:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/readability-statistics/</loc>
		<lastmod>2018-10-11T13:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/readers-investment-ideas-and-analysis/</loc>
		<lastmod>2017-08-10T12:01:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/real-estate-agent/</loc>
		<lastmod>2018-12-08T03:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/real-estate-investing/</loc>
		<lastmod>2018-10-04T12:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/real-estate-transaction/</loc>
		<lastmod>2018-12-08T03:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/real-productivity/</loc>
		<lastmod>2018-11-01T02:59:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/reckless-endangerment/</loc>
		<lastmod>2018-10-06T13:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/recommended-reading/</loc>
		<lastmod>2018-10-05T16:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/red-corner-blog/</loc>
		<lastmod>2018-10-11T18:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/red-flag/</loc>
		<lastmod>2017-07-26T14:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/reddit/</loc>
		<lastmod>2017-07-23T11:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/reddit-ama/</loc>
		<lastmod>2014-07-25T14:46:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/redesign-of-value-investing-journey/</loc>
		<lastmod>2018-02-18T14:43:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/registered-investment-advisor/</loc>
		<lastmod>2013-10-14T20:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/reid-hoffman/</loc>
		<lastmod>2018-10-10T21:36:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rejection/</loc>
		<lastmod>2017-08-12T13:56:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/related-party-transactions/</loc>
		<lastmod>2018-10-09T11:03:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/relationship/</loc>
		<lastmod>2020-04-19T05:08:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/relationships/</loc>
		<lastmod>2020-04-19T05:08:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/relative-valuations/</loc>
		<lastmod>2019-11-21T06:58:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/relentless/</loc>
		<lastmod>2019-06-22T01:23:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/reminder-to-preorder/</loc>
		<lastmod>2018-10-12T17:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/repeatability/</loc>
		<lastmod>2017-07-25T08:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/repost-case-study-san-miguel-corp-preliminary-analysis/</loc>
		<lastmod>2021-07-12T14:02:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/research/</loc>
		<lastmod>2017-07-23T14:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/response-to-youtube-comment/</loc>
		<lastmod>2021-09-23T12:58:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/retirement/</loc>
		<lastmod>2018-10-15T13:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/retirement-plan/</loc>
		<lastmod>2019-09-27T12:05:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/retirement-plan-scam/</loc>
		<lastmod>2018-10-01T17:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/retirement-plans/</loc>
		<lastmod>2018-10-15T13:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/return-on-invested-capital/</loc>
		<lastmod>2020-02-26T04:13:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/revenue-recognition/</loc>
		<lastmod>2017-07-26T14:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/revolution/</loc>
		<lastmod>2017-08-12T08:50:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ria/</loc>
		<lastmod>2013-10-14T20:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rich-dad-poor-dad/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ridiculously-low-going-private-offer/</loc>
		<lastmod>2018-10-12T13:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/risk-intelligence/</loc>
		<lastmod>2017-07-29T12:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holding-valuation/</loc>
		<lastmod>2018-10-06T12:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings/</loc>
		<lastmod>2018-10-06T12:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-acquisition/</loc>
		<lastmod>2016-11-14T14:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-acquisition-criteria/</loc>
		<lastmod>2018-10-06T12:05:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-acquisition-target/</loc>
		<lastmod>2016-11-14T14:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-consulting/</loc>
		<lastmod>2018-10-03T13:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-letter-of-intent/</loc>
		<lastmod>2016-11-14T14:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-nda/</loc>
		<lastmod>2016-11-14T14:26:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-publication/</loc>
		<lastmod>2016-09-08T13:01:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rivera-holdings-qa/</loc>
		<lastmod>2016-12-02T14:48:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/robert-cialdini/</loc>
		<lastmod>2018-10-11T02:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/robert-zubrin/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rocking-chair-test/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rod-kelly/</loc>
		<lastmod>2017-07-27T14:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roe/</loc>
		<lastmod>2017-08-10T14:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rogue-elephant/</loc>
		<lastmod>2018-10-09T10:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roic/</loc>
		<lastmod>2021-08-08T07:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roic-and-capital-allocation/</loc>
		<lastmod>2020-01-02T08:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roic-and-value-investing/</loc>
		<lastmod>2020-02-26T04:13:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roic-education/</loc>
		<lastmod>2020-02-26T04:13:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roic-training/</loc>
		<lastmod>2020-01-02T08:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/roic-training-return-on-invested-capital-training/</loc>
		<lastmod>2020-02-26T04:13:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/royalties/</loc>
		<lastmod>2015-07-09T23:16:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/royce-associates/</loc>
		<lastmod>2012-10-10T16:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rutgers/</loc>
		<lastmod>2018-09-27T15:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rutgers-university/</loc>
		<lastmod>2018-10-06T02:56:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rutgers-university-customer-experience-program/</loc>
		<lastmod>2018-12-17T13:01:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rutgers-university-cx-advisory-board/</loc>
		<lastmod>2018-12-17T13:01:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/rutgers-university-cx-certification/</loc>
		<lastmod>2018-09-27T15:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ryan-holiday/</loc>
		<lastmod>2018-10-11T02:26:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ryan-morris/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sacrifice/</loc>
		<lastmod>2015-06-19T14:18:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/saddam-hussein/</loc>
		<lastmod>2017-08-12T06:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/safal-niveshak/</loc>
		<lastmod>2018-03-21T15:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/safal-niveshek/</loc>
		<lastmod>2018-10-12T13:02:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/safety-margin/</loc>
		<lastmod>2021-09-27T13:37:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/safety-margin-in-investment/</loc>
		<lastmod>2021-09-27T13:37:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sahara-investing/</loc>
		<lastmod>2017-08-10T13:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sale/</loc>
		<lastmod>2018-09-28T20:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/san-miguel-corp/</loc>
		<lastmod>2019-10-05T15:02:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sanjay-bakshi/</loc>
		<lastmod>2018-10-12T13:02:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/santa-fe-institute/</loc>
		<lastmod>2014-03-28T19:45:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/santangels-review/</loc>
		<lastmod>2017-08-10T14:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/saudi-aramco-ipo/</loc>
		<lastmod>2020-03-09T01:58:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/science/</loc>
		<lastmod>2015-03-28T20:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/scientific-american/</loc>
		<lastmod>2013-12-06T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sec-judgment-against-elon-musk/</loc>
		<lastmod>2018-10-09T11:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sec-judgment-against-tesla/</loc>
		<lastmod>2018-10-09T11:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sec-settlement-with-elon-musk/</loc>
		<lastmod>2018-10-09T11:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sec-settlement-with-tesla/</loc>
		<lastmod>2018-10-09T11:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/security-analysis/</loc>
		<lastmod>2018-10-12T18:16:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sees-candies/</loc>
		<lastmod>2017-08-10T12:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seeking-advice/</loc>
		<lastmod>2017-07-23T16:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seeking-alpha/</loc>
		<lastmod>2017-08-14T05:52:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seeking-alpha-pro/</loc>
		<lastmod>2013-07-29T14:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seeking-wisdom/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/self-belief/</loc>
		<lastmod>2020-11-03T14:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/self-confidence/</loc>
		<lastmod>2020-11-03T14:05:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/self-hosted-wordpress-blog/</loc>
		<lastmod>2013-07-08T14:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/self-publishing/</loc>
		<lastmod>2013-09-12T14:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/self-improvement/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/self-realization/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sell-stock/</loc>
		<lastmod>2021-11-09T12:50:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/selling-a-stock/</loc>
		<lastmod>2020-06-09T10:30:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/selling-stock/</loc>
		<lastmod>2017-08-10T12:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/selling-the-seas/</loc>
		<lastmod>2018-10-09T09:19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/september-4th/</loc>
		<lastmod>2013-08-21T14:48:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/september-4th-release/</loc>
		<lastmod>2013-08-26T14:54:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/september-press-on-research-issue/</loc>
		<lastmod>2018-10-09T04:38:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seraphin-group/</loc>
		<lastmod>2017-07-27T14:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/series-7/</loc>
		<lastmod>2017-07-27T14:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/services-we-offer/</loc>
		<lastmod>2018-10-03T13:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seth-klarman/</loc>
		<lastmod>2017-08-14T07:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/seth-klarman-on-beta/</loc>
		<lastmod>2018-10-01T15:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sfr/</loc>
		<lastmod>2017-08-12T14:19:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sga/</loc>
		<lastmod>2018-10-06T10:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shadow-stock/</loc>
		<lastmod>2017-07-27T14:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shadowstock/</loc>
		<lastmod>2013-09-10T21:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shane-parrish/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/share-dilution/</loc>
		<lastmod>2018-11-02T04:57:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/share-sleuth/</loc>
		<lastmod>2014-01-08T01:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shareholder-rights/</loc>
		<lastmod>2018-10-12T12:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shareholders-fighting-back/</loc>
		<lastmod>2017-07-22T15:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shareholders-voting-down-going-private-offer/</loc>
		<lastmod>2018-10-12T12:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shares-and-stock-markets/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sharing/</loc>
		<lastmod>2012-06-18T21:20:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shelby-davis/</loc>
		<lastmod>2015-03-28T20:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shelby-davis-double-play/</loc>
		<lastmod>2015-03-28T20:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shifting-gears/</loc>
		<lastmod>2017-08-12T07:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shocking-improvement/</loc>
		<lastmod>2013-12-18T21:34:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shookrun-com/</loc>
		<lastmod>2015-05-26T22:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/shorting-a-stock/</loc>
		<lastmod>2012-06-26T16:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-i-diversify-my-portfolio/</loc>
		<lastmod>2018-10-01T15:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-i-diversify/</loc>
		<lastmod>2018-10-01T15:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-buy-intel-after-its-stock-crashed-20/</loc>
		<lastmod>2021-10-26T14:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-buy-nouveau-monde-nmgrf/</loc>
		<lastmod>2021-07-27T15:31:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-a-529-college-savings-plan-for-your-kids/</loc>
		<lastmod>2021-04-21T01:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-airbnb-abnb-stock/</loc>
		<lastmod>2021-07-27T15:42:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-blockchain-company-riot-blockchain-riot/</loc>
		<lastmod>2021-09-06T14:56:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-crypto-during-the-coronavirus-crisis/</loc>
		<lastmod>2021-04-19T21:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-hospitality-stocks-during-the-coronavirus-pandemic/</loc>
		<lastmod>2021-05-01T20:08:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-marijuana-stocks-during-the-coronavirus-crisis/</loc>
		<lastmod>2021-04-19T22:54:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/should-you-invest-in-palantir-pltr-2/</loc>
		<lastmod>2021-07-27T15:41:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/silna-brothers/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/silver/</loc>
		<lastmod>2018-10-02T08:47:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/silvio-dixon/</loc>
		<lastmod>2018-10-12T12:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/simple-value-investing/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/simplifying-your-life/</loc>
		<lastmod>2018-10-16T23:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sin-ghee-huat/</loc>
		<lastmod>2019-09-16T19:34:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sin-ghee-huat-company-analysis/</loc>
		<lastmod>2019-09-16T19:34:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sir-isaac-newton/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/site-update/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/smarter-faster-better-by-charles-duhigg/</loc>
		<lastmod>2018-11-01T02:59:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/smashwords/</loc>
		<lastmod>2013-08-28T16:02:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/smgby/</loc>
		<lastmod>2019-10-05T15:02:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sonic/</loc>
		<lastmod>2017-07-27T08:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sony/</loc>
		<lastmod>2017-08-12T06:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sothebys/</loc>
		<lastmod>2013-12-06T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/south-dakota/</loc>
		<lastmod>2018-10-12T17:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/south-florida/</loc>
		<lastmod>2018-10-11T18:23:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/south-korean-banking-crisis/</loc>
		<lastmod>2017-08-12T06:25:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/south-park/</loc>
		<lastmod>2014-01-08T01:02:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sova-group/</loc>
		<lastmod>2018-10-11T02:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/special-situation/</loc>
		<lastmod>2017-08-14T02:24:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/special-situations/</loc>
		<lastmod>2017-08-14T07:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/speculation/</loc>
		<lastmod>2018-10-03T12:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/speculations/</loc>
		<lastmod>2018-10-03T02:49:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/speculative-investments/</loc>
		<lastmod>2018-10-03T02:49:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/spiking/</loc>
		<lastmod>2018-10-04T12:54:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/spin-off-2/</loc>
		<lastmod>2018-10-04T14:11:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/spin-off-3/</loc>
		<lastmod>2013-08-06T16:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sponsored-child/</loc>
		<lastmod>2018-10-09T20:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sports-greatness/</loc>
		<lastmod>2018-10-08T12:54:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sriracha/</loc>
		<lastmod>2018-10-11T13:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stanley-furniture/</loc>
		<lastmod>2017-07-26T14:30:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/star-scientific/</loc>
		<lastmod>2017-08-12T04:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/starcraft/</loc>
		<lastmod>2017-08-14T07:28:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/started-a-business/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/starting-an-investment-holding-company/</loc>
		<lastmod>2018-10-06T14:01:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/starting-an-investment-partnershiphedge-fund/</loc>
		<lastmod>2017-07-25T08:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/steiner-leisure/</loc>
		<lastmod>2018-10-09T09:19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/steph-curry/</loc>
		<lastmod>2018-10-10T21:36:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/steve-jobs/</loc>
		<lastmod>2018-10-09T09:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/steve-martin/</loc>
		<lastmod>2017-07-23T14:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/steven-spielberg/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/still-beating-buffett/</loc>
		<lastmod>2019-01-03T19:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stnr/</loc>
		<lastmod>2018-10-09T09:19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-act/</loc>
		<lastmod>2017-08-12T06:25:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-analysis/</loc>
		<lastmod>2021-09-29T13:10:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-analysis-course/</loc>
		<lastmod>2021-09-24T14:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-analysis-masterclass/</loc>
		<lastmod>2021-09-24T14:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-case-study/</loc>
		<lastmod>2018-09-30T02:42:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-diversification/</loc>
		<lastmod>2018-10-01T15:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-evaluation/</loc>
		<lastmod>2018-11-07T23:44:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-market-near-all-time-highs/</loc>
		<lastmod>2020-08-22T14:06:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-market-valuation/</loc>
		<lastmod>2020-08-22T14:06:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-picks/</loc>
		<lastmod>2018-10-12T08:09:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-screener/</loc>
		<lastmod>2020-03-08T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-screeners/</loc>
		<lastmod>2020-03-08T17:10:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-valuation/</loc>
		<lastmod>2021-09-24T14:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-valuation-case-study/</loc>
		<lastmod>2018-11-01T05:48:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stock-valuation-training/</loc>
		<lastmod>2018-11-01T05:48:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stockholders-rights-plan/</loc>
		<lastmod>2018-10-13T02:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stocks/</loc>
		<lastmod>2017-08-14T07:37:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stockspinoffs-com/</loc>
		<lastmod>2017-08-12T10:00:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strategic-coach/</loc>
		<lastmod>2018-10-16T23:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strategic-review/</loc>
		<lastmod>2017-08-12T06:25:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strategy/</loc>
		<lastmod>2018-10-05T16:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strategy-paper/</loc>
		<lastmod>2017-08-11T13:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strattec/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strattec-security-corporation/</loc>
		<lastmod>2018-10-12T08:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/strengthsfinder-2-0/</loc>
		<lastmod>2018-10-09T10:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/stress/</loc>
		<lastmod>2017-07-26T14:37:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/student-of-value/</loc>
		<lastmod>2017-08-12T06:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/studying-complexity/</loc>
		<lastmod>2018-03-01T02:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/studying-greatness/</loc>
		<lastmod>2018-10-08T12:54:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/subscribe/</loc>
		<lastmod>2018-10-10T20:53:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/subscription/</loc>
		<lastmod>2018-10-10T22:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/subscritption/</loc>
		<lastmod>2018-10-10T22:21:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/substantially-undervalued/</loc>
		<lastmod>2014-01-15T04:32:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/success/</loc>
		<lastmod>2018-10-06T11:17:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/success-breeds-success/</loc>
		<lastmod>2017-07-29T13:02:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/suicide/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/suing-dole/</loc>
		<lastmod>2017-07-22T15:39:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sum-of-the-parts-valuation/</loc>
		<lastmod>2017-07-27T14:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sumzero/</loc>
		<lastmod>2017-08-09T10:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sunk-costs/</loc>
		<lastmod>2017-07-25T09:38:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/superheroes/</loc>
		<lastmod>2018-10-11T13:44:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/supervolcano/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/supreme-court-of-the-united-states/</loc>
		<lastmod>2017-08-12T09:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sustainable-business-competitive-advantage/</loc>
		<lastmod>2018-10-23T13:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sustainable-business-moat/</loc>
		<lastmod>2018-10-23T13:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sustainable-competitive-advantages/</loc>
		<lastmod>2018-10-23T13:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/sweetduet-frozen-yogurt/</loc>
		<lastmod>2015-07-09T23:16:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/synergy/</loc>
		<lastmod>2018-09-30T12:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/syria/</loc>
		<lastmod>2017-08-12T06:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/syrian-government/</loc>
		<lastmod>2017-08-12T06:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tt-capital-management/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/t2/</loc>
		<lastmod>2017-08-12T04:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/table-of-contents/</loc>
		<lastmod>2013-08-06T16:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/taking-a-break/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tampa/</loc>
		<lastmod>2018-10-09T04:11:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tariffs/</loc>
		<lastmod>2018-10-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/taseko-mines/</loc>
		<lastmod>2017-08-12T14:45:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tax-credits-and-valuation/</loc>
		<lastmod>2018-09-30T03:07:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/taylor-conant/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/team-building/</loc>
		<lastmod>2018-10-03T13:38:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/team-of-rivals/</loc>
		<lastmod>2018-10-06T13:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/team-work/</loc>
		<lastmod>2018-10-03T13:38:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/teamwork/</loc>
		<lastmod>2018-10-10T11:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tech-giant-nvidia/</loc>
		<lastmod>2021-10-18T06:53:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tech-giant-nvidia-stock/</loc>
		<lastmod>2021-10-18T06:53:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/technical-difficulties/</loc>
		<lastmod>2015-06-29T15:51:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ted-weschler/</loc>
		<lastmod>2017-07-25T09:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tedious/</loc>
		<lastmod>2015-05-26T22:54:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/teenage-financial-literacy/</loc>
		<lastmod>2018-10-04T11:25:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/teenage-financial-literacy-program/</loc>
		<lastmod>2018-10-04T11:25:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/terrible-company/</loc>
		<lastmod>2018-10-03T13:14:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tesla/</loc>
		<lastmod>2018-10-09T11:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/testimonial/</loc>
		<lastmod>2014-07-25T14:46:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tev/</loc>
		<lastmod>2020-10-06T07:57:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tevebit/</loc>
		<lastmod>2015-07-24T16:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tgb/</loc>
		<lastmod>2017-08-12T07:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/thank-you-all/</loc>
		<lastmod>2017-08-10T13:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/thank-you-everyone/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-22-immutable-law-of-marketing/</loc>
		<lastmod>2013-09-12T14:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-4-most-useless-investing-metrics/</loc>
		<lastmod>2018-09-30T12:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-4-most-useless-investing-terms/</loc>
		<lastmod>2018-09-30T12:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-4-most-useless-value-investing-metrics/</loc>
		<lastmod>2018-09-30T12:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-4-most-useless-value-investing-terms/</loc>
		<lastmod>2018-09-30T12:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-aleph-blog/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-art-of-asking/</loc>
		<lastmod>2019-07-28T23:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-art-of-learning/</loc>
		<lastmod>2018-10-04T10:12:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-art-of-profitability/</loc>
		<lastmod>2018-10-07T10:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-art-of-stillness/</loc>
		<lastmod>2018-10-11T13:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-atlantic/</loc>
		<lastmod>2014-01-24T15:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-barbarians-at-the-gate/</loc>
		<lastmod>2018-10-09T04:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-best-ways-to-learn/</loc>
		<lastmod>2018-10-02T22:50:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-big-rich/</loc>
		<lastmod>2018-10-09T10:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-black-swan/</loc>
		<lastmod>2018-10-07T10:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-brain-that-changes-itself/</loc>
		<lastmod>2018-10-09T04:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-brooklyn-investor/</loc>
		<lastmod>2018-10-10T20:21:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-cash-conversion-cycle/</loc>
		<lastmod>2020-03-13T04:19:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-cash-conversion-cycle-and-investing/</loc>
		<lastmod>2020-03-13T04:19:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-daily-beast/</loc>
		<lastmod>2017-07-27T14:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-dark-knight/</loc>
		<lastmod>2017-08-12T14:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-davis-dynasty/</loc>
		<lastmod>2015-05-26T22:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-death-of-value-investing/</loc>
		<lastmod>2019-09-20T04:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-differences-between-write-down-and-impairment/</loc>
		<lastmod>2021-01-03T10:21:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-e-myth/</loc>
		<lastmod>2018-10-02T23:12:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-e-myth-revisited/</loc>
		<lastmod>2018-10-02T23:12:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-economist/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-einstein-of-money/</loc>
		<lastmod>2018-10-12T18:16:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-farmer-from-merna/</loc>
		<lastmod>2015-05-26T22:48:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-fed-news-that-came-out-last-week-is-horrible/</loc>
		<lastmod>2021-07-27T13:03:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-first-ever-trillion-dollar-company/</loc>
		<lastmod>2019-11-28T07:46:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-fortune-at-the-bottom-of-the-pyramid/</loc>
		<lastmod>2018-10-09T20:38:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-four-hour-work-week/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-four-hour-work-week-blog/</loc>
		<lastmod>2013-09-12T14:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-fundoo-professor/</loc>
		<lastmod>2013-12-06T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-globe-and-mail/</loc>
		<lastmod>2014-01-08T01:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-guru-investing/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-hard-thing-about-hard-things/</loc>
		<lastmod>2018-10-03T13:01:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-house-of-gucci/</loc>
		<lastmod>2018-10-09T04:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-importance-of-preparation/</loc>
		<lastmod>2018-12-08T03:26:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-intelligent-investing-podcast/</loc>
		<lastmod>2018-10-05T16:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-intelligent-investing-podcast-2/</loc>
		<lastmod>2021-10-08T11:58:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-intelligent-investor/</loc>
		<lastmod>2018-10-12T18:16:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-investment-checklist/</loc>
		<lastmod>2017-07-27T15:03:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-invisible-hand/</loc>
		<lastmod>2014-01-08T01:02:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-long-tail/</loc>
		<lastmod>2018-10-06T13:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-manual-of-ideas/</loc>
		<lastmod>2013-12-06T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-men-who-built-america/</loc>
		<lastmod>2018-11-06T23:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-most-important-thing-i-learned-in-2017/</loc>
		<lastmod>2018-10-03T13:38:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-most-important-things-i-learned-in-2018/</loc>
		<lastmod>2018-12-26T01:12:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-motley-fool/</loc>
		<lastmod>2017-08-12T08:07:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-new/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-new-york-times/</loc>
		<lastmod>2015-03-28T20:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-new-yorker/</loc>
		<lastmod>2017-07-29T13:55:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-next-ge/</loc>
		<lastmod>2018-10-09T20:03:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-next-warren-buffetts/</loc>
		<lastmod>2015-04-11T14:43:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-number-one-rule-for-any-investment/</loc>
		<lastmod>2021-10-25T12:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-obstacle-is-the-way/</loc>
		<lastmod>2018-10-11T02:26:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-office/</loc>
		<lastmod>2018-10-11T13:48:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-one-area-im-not-cheap/</loc>
		<lastmod>2020-07-09T07:58:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-one-thing/</loc>
		<lastmod>2019-10-20T00:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-one-thing-gary-keller/</loc>
		<lastmod>2019-10-20T00:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-paradox-of-patience/</loc>
		<lastmod>2020-04-19T05:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-partnership/</loc>
		<lastmod>2018-10-07T10:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-perfect-corporate-board/</loc>
		<lastmod>2018-10-09T09:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-perfect-swarm/</loc>
		<lastmod>2018-10-09T09:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-persistence-project/</loc>
		<lastmod>2017-07-27T15:03:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-philippine-stock-exchange/</loc>
		<lastmod>2019-10-08T07:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-power-of-float/</loc>
		<lastmod>2018-10-07T10:25:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-power-of-habit/</loc>
		<lastmod>2021-10-11T14:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-power-of-investment-float/</loc>
		<lastmod>2019-09-28T16:46:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-prize/</loc>
		<lastmod>2018-10-09T04:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-real-crash-ahead/</loc>
		<lastmod>2017-07-29T13:55:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-red-corner/</loc>
		<lastmod>2017-07-26T14:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-red-corner-blog/</loc>
		<lastmod>2018-10-12T08:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-red-planet/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-reformed-broker/</loc>
		<lastmod>2017-08-10T13:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-rich-invest-time-the-poor-invest-money/</loc>
		<lastmod>2019-09-24T05:48:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-rocking-chair-test/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-snowball/</loc>
		<lastmod>2018-10-10T22:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-snowball-warren-buffett-and-the-business-of-life/</loc>
		<lastmod>2018-10-11T02:09:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-sova-group/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-ultimate-goal-of-valuing-an-investment/</loc>
		<lastmod>2020-07-30T04:28:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-ultimate-value-investment/</loc>
		<lastmod>2018-10-01T01:59:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-upstarts/</loc>
		<lastmod>2019-12-22T02:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-upstarts-book/</loc>
		<lastmod>2019-12-22T02:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-value-gene/</loc>
		<lastmod>2017-08-12T03:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-value-perspective/</loc>
		<lastmod>2017-07-27T07:59:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-walrus/</loc>
		<lastmod>2013-12-06T15:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-washington-post/</loc>
		<lastmod>2018-10-12T03:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-weather-channel/</loc>
		<lastmod>2018-10-12T12:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/the-world-is-flat/</loc>
		<lastmod>2018-10-09T10:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/theodor-tonca/</loc>
		<lastmod>2017-08-10T13:41:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/theodore-roosevelt/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/theory-of-investment/</loc>
		<lastmod>2017-08-12T03:53:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/think-and-grow-rich/</loc>
		<lastmod>2018-10-09T11:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/third-avenue/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/third-avenue-fund/</loc>
		<lastmod>2017-07-27T14:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/third-avenue-funds/</loc>
		<lastmod>2017-07-27T14:06:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/third-pick/</loc>
		<lastmod>2017-07-23T16:45:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/thomas-edison/</loc>
		<lastmod>2018-11-06T23:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/thought-experiment/</loc>
		<lastmod>2015-08-21T16:12:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/three-questions/</loc>
		<lastmod>2017-07-29T12:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday/</loc>
		<lastmod>2020-09-10T13:58:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-10-tips-to-becoming-a-world-class-investment-analyst/</loc>
		<lastmod>2020-10-24T03:24:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-7-things-you-should-do-instead-of-panicking/</loc>
		<lastmod>2021-05-28T16:51:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-behind-the-scenes-part-2-massive-frustration/</loc>
		<lastmod>2021-04-19T22:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-book-review-of-the-river-of-doubt/</loc>
		<lastmod>2021-07-26T16:18:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-five-months-of-consistent-failure-leading-to-magic/</loc>
		<lastmod>2021-03-27T13:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-high-roic-key-to-survival/</loc>
		<lastmod>2021-07-26T13:01:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-interview-with-how-i-grow-my-wealth/</loc>
		<lastmod>2021-02-28T05:44:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-the-importance-of-always-being-prepared/</loc>
		<lastmod>2021-07-19T01:38:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-value-investing-in-your-car-episode-43-what-investment-risk-is-and-is-not/</loc>
		<lastmod>2021-02-28T05:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-why-developing-your-circle-of-competence-is-so-important/</loc>
		<lastmod>2021-07-18T23:44:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-value-investing-journey/</loc>
		<lastmod>2019-11-30T20:08:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-evaluating-6-years-of-financials-in-how-little-time/</loc>
		<lastmod>2021-01-01T18:50:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-value-investing-in-your-car-episode-6-the-power-of-anchoring-bias/</loc>
		<lastmod>2021-01-17T18:27:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursday-value-investing-journey-ranked-one-of-the-best-value-investing-blogs-in-the-world/</loc>
		<lastmod>2021-07-25T16:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/throwback-thursdays/</loc>
		<lastmod>2021-06-24T13:35:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tiffany-co/</loc>
		<lastmod>2020-09-21T13:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tiger-woods/</loc>
		<lastmod>2018-10-09T20:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tim-ferriss/</loc>
		<lastmod>2018-10-11T02:22:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tim-travis/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/time-efficiency/</loc>
		<lastmod>2018-10-06T08:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tips/</loc>
		<lastmod>2021-08-08T07:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tips-to-avoid-investment-scams/</loc>
		<lastmod>2020-06-04T07:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tips-to-sticking-with-writing-a-blog/</loc>
		<lastmod>2018-09-27T19:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/titan-biography-by-ron-chernow/</loc>
		<lastmod>2018-11-14T23:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/titan-biography-of-john-d-rockefeller/</loc>
		<lastmod>2018-11-14T23:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/to-your-freedom/</loc>
		<lastmod>2018-09-28T20:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tobias-carlisle/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/toika-rika/</loc>
		<lastmod>2014-02-11T16:45:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/toll-bridges/</loc>
		<lastmod>2017-07-25T09:41:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-most-important-things-i-learned-in-2019/</loc>
		<lastmod>2020-10-23T16:33:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts/</loc>
		<lastmod>2020-09-21T13:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-bonus-my-1-tip-for-beginning-value-investors/</loc>
		<lastmod>2020-10-11T10:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-10/</loc>
		<lastmod>2020-09-21T13:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-2-a-story-of-2-capital-allocators/</loc>
		<lastmod>2020-10-01T15:06:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-3-what-capital-allocation-is-and-is-not/</loc>
		<lastmod>2020-10-01T14:44:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-5-my-thoughts-on-capital-allocation/</loc>
		<lastmod>2020-09-08T18:11:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-6-cash-flow-statement-analysis-tutorial/</loc>
		<lastmod>2020-09-04T16:37:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-7-behind-the-scenes-of-a-6-2-million-deal/</loc>
		<lastmod>2020-09-04T16:14:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-8-high-roic-key-to-survival/</loc>
		<lastmod>2020-09-02T13:53:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-10-posts-of-2019-9-roic-and-why-it-matters/</loc>
		<lastmod>2020-09-02T12:59:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-40-value-investment-blog-in-the-world/</loc>
		<lastmod>2018-10-06T03:06:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-pod-cast/</loc>
		<lastmod>2020-09-21T13:28:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-value-investing-blogs/</loc>
		<lastmod>2017-07-27T15:28:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/top-value-investing-podcasts-in-the-world/</loc>
		<lastmod>2020-06-01T07:40:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/total-enterprise-value/</loc>
		<lastmod>2020-10-06T07:57:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/total-recall/</loc>
		<lastmod>2018-10-04T12:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/total-recall-book/</loc>
		<lastmod>2018-10-04T12:25:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/trade-rush-review/</loc>
		<lastmod>2018-10-10T22:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/trade-war/</loc>
		<lastmod>2018-10-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/traffic/</loc>
		<lastmod>2018-10-06T13:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/translation-pagetraduccion-de-pagina%d8%b5%d9%81%d8%ad%d8%a9-%d8%aa%d8%b1%d8%ac%d9%85%d8%a9%e7%bf%bb%e8%af%91%e9%a1%b5%e9%9d%a2ubersetzung-seite%e7%bf%bb%e8%a8%b3%e3%83%9a%e3%83%bc%e3%82%b8/</loc>
		<lastmod>2018-10-12T13:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/travel/</loc>
		<lastmod>2017-07-27T14:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tren-griffin/</loc>
		<lastmod>2017-07-27T14:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/triumph-of-the-city/</loc>
		<lastmod>2019-09-23T07:11:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/trouble-selling-stock-in-a-company/</loc>
		<lastmod>2017-08-12T07:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/true-dedication/</loc>
		<lastmod>2013-12-18T21:34:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/trump-tariff/</loc>
		<lastmod>2018-10-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/trump-tariffs/</loc>
		<lastmod>2018-10-02T12:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tulipomania/</loc>
		<lastmod>2018-10-12T03:32:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/turning-2-million-into-2-trillion/</loc>
		<lastmod>2018-10-09T19:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/turnkey/</loc>
		<lastmod>2013-09-03T14:46:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/tweedy-browne/</loc>
		<lastmod>2017-08-10T13:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/twitter/</loc>
		<lastmod>2017-08-10T12:06:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/twitter-names/</loc>
		<lastmod>2017-08-12T03:49:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/u-haul/</loc>
		<lastmod>2018-10-11T20:24:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uday-kotak/</loc>
		<lastmod>2018-10-10T21:36:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/umg/</loc>
		<lastmod>2017-07-23T16:49:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uncommon-investing-terms-accumulated-deficit/</loc>
		<lastmod>2020-06-08T04:29:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uncommon-investing-terms-cash-conversion-cycle/</loc>
		<lastmod>2020-08-03T05:49:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uncommon-investing-terms-investment-float/</loc>
		<lastmod>2021-02-14T12:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uncommon-investing-terms-net-operating-loss-carry-forward/</loc>
		<lastmod>2021-01-09T19:00:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uncommon-investing-terms-retained-earnings/</loc>
		<lastmod>2019-11-23T02:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/uncommon-investing-terms-total-enterprise-value/</loc>
		<lastmod>2021-02-14T13:39:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/undaunted-courage/</loc>
		<lastmod>2018-10-09T10:02:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/undervaluatuion/</loc>
		<lastmod>2015-07-09T23:16:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unemployment/</loc>
		<lastmod>2017-08-12T08:50:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unico-american-corp/</loc>
		<lastmod>2018-10-10T10:40:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unico-american-corporation/</loc>
		<lastmod>2017-07-23T16:45:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unique-ability/</loc>
		<lastmod>2018-10-16T23:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unique-ability-dan-sullivan/</loc>
		<lastmod>2018-10-16T23:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/universal-insurance-holdings/</loc>
		<lastmod>2017-07-28T05:27:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/universal-music-group/</loc>
		<lastmod>2020-09-10T14:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unknown-source/</loc>
		<lastmod>2018-10-10T22:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/unlistedstocks-net/</loc>
		<lastmod>2017-08-10T13:51:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/update/</loc>
		<lastmod>2017-07-26T14:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/update-on-research/</loc>
		<lastmod>2012-09-07T02:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/updated-valuation-and-analysis/</loc>
		<lastmod>2013-07-29T14:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/ups-and-downs/</loc>
		<lastmod>2013-12-18T21:34:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/us-nearing-a-recession/</loc>
		<lastmod>2017-08-12T06:59:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/us-recession/</loc>
		<lastmod>2017-08-12T06:25:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/vacation/</loc>
		<lastmod>2018-10-13T02:34:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation/</loc>
		<lastmod>2021-09-20T13:23:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-case-study/</loc>
		<lastmod>2018-11-07T23:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-challenge/</loc>
		<lastmod>2017-08-14T07:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-techniques/</loc>
		<lastmod>2017-08-12T07:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-tips/</loc>
		<lastmod>2017-07-27T08:11:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-training/</loc>
		<lastmod>2018-10-18T14:28:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-webinar/</loc>
		<lastmod>2018-10-20T01:20:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuation-measuring-and-managing-the-value-of-companies/</loc>
		<lastmod>2015-03-21T03:55:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/valuations/</loc>
		<lastmod>2017-08-14T07:37:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-and-opportunity/</loc>
		<lastmod>2017-07-27T07:59:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-folio/</loc>
		<lastmod>2017-08-10T14:09:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing/</loc>
		<lastmod>2021-10-25T12:40:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-analysis/</loc>
		<lastmod>2019-10-26T15:08:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-and-float/</loc>
		<lastmod>2018-10-03T13:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-and-investment-float/</loc>
		<lastmod>2018-10-03T13:22:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-and-owners-earnings/</loc>
		<lastmod>2018-11-07T23:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-and-roic/</loc>
		<lastmod>2020-01-02T08:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-basics/</loc>
		<lastmod>2018-05-12T14:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-blog/</loc>
		<lastmod>2018-10-02T12:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-blog-rankings/</loc>
		<lastmod>2018-10-02T12:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-book/</loc>
		<lastmod>2018-10-03T07:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-books/</loc>
		<lastmod>2020-05-25T05:24:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-case-studies/</loc>
		<lastmod>2019-10-08T07:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-case-study/</loc>
		<lastmod>2021-11-05T13:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-challenge/</loc>
		<lastmod>2017-07-28T04:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-class/</loc>
		<lastmod>2018-11-07T17:55:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-coaching/</loc>
		<lastmod>2021-04-28T03:55:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-coaching-program/</loc>
		<lastmod>2019-10-31T15:12:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-course/</loc>
		<lastmod>2021-07-23T02:39:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-courses/</loc>
		<lastmod>2018-10-01T16:31:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-education/</loc>
		<lastmod>2021-09-23T12:58:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-finance-education/</loc>
		<lastmod>2019-11-25T12:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-firms/</loc>
		<lastmod>2014-01-08T00:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-gene/</loc>
		<lastmod>2017-08-10T13:46:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-humor/</loc>
		<lastmod>2021-08-08T07:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-you-car/</loc>
		<lastmod>2018-10-04T08:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car/</loc>
		<lastmod>2020-10-21T05:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode/</loc>
		<lastmod>2020-10-21T05:27:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-18/</loc>
		<lastmod>2018-09-30T14:31:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-20/</loc>
		<lastmod>2019-09-23T07:11:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-3/</loc>
		<lastmod>2018-10-05T16:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-4/</loc>
		<lastmod>2018-10-05T16:50:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-40-review-of-smarter/</loc>
		<lastmod>2021-07-27T15:41:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-63/</loc>
		<lastmod>2020-03-09T02:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-64/</loc>
		<lastmod>2020-04-13T01:07:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-65/</loc>
		<lastmod>2021-09-13T02:00:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-66/</loc>
		<lastmod>2020-05-12T13:15:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-68/</loc>
		<lastmod>2020-06-21T09:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-70-13-best-books-i-read-in-2019/</loc>
		<lastmod>2020-10-18T16:07:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-71-the-332-people-we-helped-feed-this-year/</loc>
		<lastmod>2021-01-03T09:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-72-what-i-learned-from-kobe-bryant/</loc>
		<lastmod>2021-01-03T10:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-73-real-world-example-of-the-idiocy-of-short-term-business-thinking/</loc>
		<lastmod>2021-01-23T17:16:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-74-why-i-never-bet-against-elon-musk/</loc>
		<lastmod>2021-03-11T11:01:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-75-how-to-not-be-replaced-by-robots/</loc>
		<lastmod>2021-02-14T13:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.valueinvestingjourney.com/tag/value-investing-in-your-car-episode-77-industries-with-competitive-advantages/</loc>
		<lastmod>2021-03-11T11:02:58+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->